Posted on: 11 May 2017
Did you opt for private disability insurance coverage after starting your own business years ago? If you are now being denied the benefits after filing a claim, it doesn't mean that there is no hope for you to obtain money. It is possible that your claim was wrongfully denied by the insurance company, or that you simply didn't provide enough evidence to prove that you have a disability. The situation can be resolved if you hire a lawyer to assist with filing another disability claim. Below, you will learn about a few of the services that a disability lawyer can provide.
Assess Your Disability
It is important for you to understand that every health condition might not quality for disability benefits. The specific conditions that are covered under your private insurance policy are the only ones that are eligible for benefits. When a lawyer takes over the situation, he or she will first want to talk about your disability to make sure you are eligible for the benefits. You might be asked to show your lawyer a copy of the insurance policy. He or she will thoroughly review the policy before moving forward with your case.
Determine Why the Claim Was Denied
Your lawyer will find out why you were denied disability benefits, such as whether or not there was a good reason for it. If you still have the denial letter, make sure that you give it to your lawyer. If you simply didn't prove that you have a disability, the lawyer will assist with gathering the right kind of evidence you need to get the claim approved. For example, he or she might want you to get examined by a few physicians other than your primary provider to back the claim up. You might also have to provide proof that you don't have any other financial means to take care of your living expenses.
Handle the Documents for Filing a New Claim
A lawyer can make sure that the documents for filing a disability claim are filled in correctly. He or she can actually fill out the documents on your behalf. However, you will be asked to sign them if necessary. Inaccurate or incomplete information on the documents is one of the things that can lead to a claim being denied. Ask a private disability insurance lawyer if he or she is willing to take your case so you can work towards getting the benefits that you deserve.Share