blog
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Getting Denied Private Disability Insurance Benefits
Did you opt for private disability insurance coverage after starting your own business years ago? If you are now being denied the benefits after filing a claim, it doesn't mean that there is no hope for you to obtain money. It is possible that your claim was wrongfully denied by the insurance company, or that you simply didn't provide enough evidence to prove that you have a disability. The situation can be resolved if you hire a lawyer to assist with filing another disability claim. [Read More]
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What To Do When Your Workers' Compensation Claim Is Denied
In the event of a work-related injury, your employer would process your workers' compensation claim without any hesitation. However, an opposite reality is common for many people. Even with a denial, this does not have to mean that your claim is dead. While it may be somewhat of a bump in the road, there is a path forward. Find Out The Reason If you receive an initial denial, your first task should be to find out the exact reason for the denial. [Read More]
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How Your Insurance Company Will Handle The Situation When You Total Your Car
If you have a loan on your car, you will be legally required to have full-coverage insurance on it. This type of coverage is great if you cause an accident that results in your car being totaled. The only trouble with this situation is that you might be left owing money on your car after the deal is said and done. Here are several things to understand about how insurance works when car owners total their own vehicles. [Read More]
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3 Tips To Prevent Injuries To Your Tugboat Crew
If you are in charge of a tugboat crew, you might be concerned about the people who work on the vessel being injured. As you might already know, working on a tugboat can be dangerous. However, this does not mean that there is nothing that you can do to help prevent injuries. These are some of the most important steps that you can take to help keep everyone as safe as possible when they are working on the tugboat. [Read More]
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3 Things To Be Careful About Before Filing For Bankruptcy
If you are planning on filing for bankruptcy soon, you need to be careful about the financial choices that you make leading up to official filing for bankruptcy. Here are three things that you need to watch out for before filing for bankruptcy. #1 Getting Rid Of Assets The first thing that you need to be careful about is getting rid of assets. Although you may think that it is a good idea to get rid of your assets to pay off your debts, the bankruptcy courts may look down on your actions, especially if you sell the assets to your family members or if you sell the asset for less than it is worth. [Read More]
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3 Important Reasons To Hire A Social Security Disability Laywer
Have you become disabled and are no longer able to work? Have you tried to file for social security and have been rejected more than once? Not everyone who becomes disabled is going to be eligible for workman's compensation. Even if you are, the money from that will eventually run out, and you'll need a more permanent source of income. To this end, you've filed for Social Security. Unfortunately, even if you qualify for Social Security disability payments, it can be a struggle to be approved. [Read More]
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Time To Throw In The Towel? 4 Steps To Take Before You File For Divorce
If you've made the decision to file for divorce, you're not alone. In 2014, alone, there were roughly 800,000 divorces. But divorce isn't easy. However, with careful planning, and a good support system, you can get through it. Here are four steps you should take to help you through the process. Make Necessary Living Arrangements Once you've decided to file for divorce, you'll need to make the necessary living arrangements. The last thing you want to do is file for divorce before you know where you're going to live. [Read More]
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Why You Should Never Blow Off Even The Slightest Injury At Work
Falls and accidents can be embarrassing. It's not uncommon for people to shrug off a fall and tell everyone that they are fine when they're actually in pain. Other times, they may not feel anything at first because the adrenaline rush from the accident and the embarrassment can actually mask pain. And in many cases, a person may not feel pain until the next day. That is because it often takes time for inflammation and swelling to develop. [Read More]
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Charged For A DUI That Didn't Happen? Think About Evidence
Driving Under Influence (DUI) laws exist to protect people from dangerous drivers who operate their vehicles under the influence of alcohol or other substances, but not all DUI charges are valid. It's not unheard of for a person to go to their car to get something out of the trunk or glove compartment, only to be caught by a police officer who happened to be watching a club or bar for repeat offenders. [Read More]
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Does Workers Compensation Benefits Reduce Your Social Security Disability Insurance?
It's possible to receive SSDI and workers compensation benefits at the same time. However, your SSDI payment amounts may see a reduction. The SSA will do this based on calculations and a process known as an "offset." Here's more information on how an offset works. Hitting Your Limits The first thing the SSA will do is calculate your "applicable limit." This represents the amount of money you're allowed to receive each month under federal law. [Read More]